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About Us

Hello, 

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I'm Tom McKiernan, President & CEO of Hardstone Capital, LLC.

 

I have over 40 years of experience on Wall Street, as a board member, institutional energy futures broker, fintech entrepreneur, investment banker, and as a capital markets advisor to small and lower middle-market companies since 1997 as founder and owner of Hardstone Capital.  

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I have come to an age where the most valuable service I can provide to the small and lower middle-market private companies that I’ve served for years, was to narrow my focus to concentrate on matching borrowers with lenders in the rapidly growing, and very competitive, private credit market.

Anyone can google up a page full of business lenders; there are lots of them. But finding the lender that is best for you can be confusing, intimidating, and most of all - time-consuming. As a trusted private credit broker, my role is to eliminate stress by personally working with you to understand your financing needs so I can use my network of direct lenders to match you with the best non-bank funding source for your business.  

 

Private credit is booming! Alternative lenders are competing directly with commercial banks for the biggest deals in M&A, and competition has begun to drive many of those lenders to finance much smaller, $5MM to $25MM deals. But while this is the sweet spot for these lenders, I also have relationships with lenders who will loan as little as $50,000 to the right credit. Which is why you’re never too big, or small, for Hardstone.  

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​The process starts by completing a BUSINESS PROFILE followed by a phone call with me to talk about what you need so we can start the process of matching you with the right private credit lender for your business. There is no charge or obligation for my initial consultation, and my success fees are generally paid by the lender when the deal closes, unless the assignment has unique characteristics that could require a consulting agreement. 

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For a more complete profile of my background and Wall Street experience, please click on the LinkedIn logo below. 


Thank you and I hope we’ll meet soon,

  • Linkedin
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Disclaimer:  Hardstone Capital provides private credit brokerage services to privately-owned companies throughout the U.S., but we do not provide business, financial or legal advice. We recommend that all borrowers consult with their own professional advisors on the terms, conditions, and suitability of any financing proposal.

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