About Hardstone & Casca
Casca operates as a technical service provider to Hardstone via their AI-powered software-as-a-service that enables potential borrowers to submit business information for the purpose of being matched with Lenders who are using the Casca Platform for their loan origination ("Casca Customers").
Casca is a cutting-edge loan origination platform used by the nation's leading SBA Preferred Lenders and FDIC-Insured banks. Casca's software accelerates the SBA loan origination and application process by using responsible artificial intelligence supplemented by a human being.
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Casca is not a Lender, does not make any credit decisions, and does not issue any loans or credit. All loan decisions and funding (if any) are made independently and solely by the Casca Customer acting as Lender.
Casca's Flagship Lenders
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Live Oak Bank, the nation's leading U.S. Small Business Administration 7(a) lender by dollar volume
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Huntington National Bank, the nation's largest originator, by volume of SBA 7(a) loans
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Bankwell Bank, Casca's first customer
Founded in 2023
By banking IT experts and AI researchers from Stanford University, Casca is backed by Y Combinator, Canapi Ventures, Peterson Ventures, Clocktower Ventures, Sarah Smith Fund & The Fintech Fund.
Visit www.cascading.ai for more information
Here's How It Works
Our streamlined 6-step process gets you from application to funding in just 14 days
Lender Criteria
650+
FICO Score
165+
SBSS Score
$50,000 - $350,000
7(a) Small Loan Amount
1
Register on Portal
Start by registering on the Hardstone SBA Loan Application Portal
2
Provide Documents
Upload required documents for Pre-Qual & Underwriting
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•(3) most recent years of Business Tax Returns
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•Business Debt Schedule (if applicable)
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•2025 YTD P&L
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•Personal Financial Statement
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•Business Balance Sheet YTD
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•(3) most recent bank statements
3
Phone Conference
Have a phone conference with an SBA-approved loan officer
4
Approval/Denial
Receive a funding approval or denial decision
5
Complete Documentation
Complete loan documentation with our team
6
Funding Completed
Funds sent to your corporate bank account
Features of Our Secure SBA Loan Application Portal
Full Transparency
Company assessment, restructuring, and preparation for market entry.
Automated Document Collection
Casca collects all necessary documents from applicants automatically, saving lenders significant time and effort.
Secure Storage
All collected documents are stored securely with encryption, ensuring data privacy.
Real-Time Status Tracking
Applicants can track their application status in real-time, enhancing transparency.
AI + Human Support
Our AI handles 24/7 inquiries while human experts guide you through the entire process, ensuring you never feel alone in your loan application journey.
AI Loan Assistant
24/7 AI Assistant
Our AI Assistant handles inquiries around the clock - 63% come in after hours. Hardstone and Casca also provide a human connection throughout the application process.
Automated Document Collection
Casca collects all necessary documents from applicants automatically, saving lenders significant time and effort.
Automated Document Analysis
Casca can collect and analyze documents, speeding up the loan application process.
Secure Processing
Loan applications are processed securely from end-to-end, ensuring data integrity.