Underwrite on Verified Earnings. Monitor Every Borrower, Every Month.
Private credit wins on speed, and speed usually comes at the cost of visibility: you fund on the numbers the borrower reported, then wait a quarter or longer to find out what actually happened. TradeGauge closes both gaps. Verified, source-traceable earnings before the wire, and continuous performance visibility after it.
48
hour QoE delivery
Human QA on every engagement. Every report remains live for twelve months.
Earnings you can lend against
Every acquisition loan, recapitalization, and expansion facility prices off earnings the borrower reported. A TradeGauge Quality of Earnings report ties every figure back to the source records before you commit capital:
-
Proof of revenue and expense tied directly to bank statements
-
Cash-to-accrual conversion, including payroll and bonus accruals
-
Adjusted EBITDA with a complete, defensible add-back schedule
-
Monthly working capital detail across the analysis period
Delivered in 48 hours with human QA on every engagement, and the report stays live: every QoE refreshes quarterly and remains available for twelve months, so the numbers in the file are still current when the deal finally closes.
Triage in minutes, not analyst-weeks
When the QoE arrives with the loan package, a credit team can qualify or decline a file in minutes instead of committing analysts for weeks only to discover a dead deal.
For brokers and intermediaries, a loan package that arrives pre-verified gets read first, and it makes every lender in your network want the next file you send.
When the credit rests on a thesis: PRISM
Some facilities depend on more than historical earnings: a market position, a growth story, an expansion plan. PRISM is TradeGauge's commercial diligence report, a market analysis and feasibility study that pressure-tests the thesis before it reaches committee.
Monitoring turns quarterly surprises into monthly signals
Most lenders learn about borrower deterioration from a late compliance certificate or a missed payment. TradeGauge Monitoring connects to the borrower's accounting system and tracks performance continuously, priced per account, per month, across your entire book:
-
Drift alerts the moment revenue, margins, or working capital move off plan
-
Continuous tracking instead of point-in-time snapshots that age the day they arrive
-
Recommended strategies delivered alongside every alert, so a signal comes with a next step
-
Portfolio-wide coverage that scales account by account as your book grows
Across the life of the loan
Why lending teams standardize on TradeGauge
-
Source traceability. Every number ties to bank statements and the general ledger, so reliance is documented
-
Speed. 48-hour QoE turnaround keeps you competitive without skipping verification
-
Consistency. The same workbook and databook structure on every file, which makes credit review faster
-
Every deal size. The platform serves the whole pipeline, from the smallest facility to the largest
Answers for lending teams
